Review: Amex Blue Business® Plus Card
Kurt Adams
March 21, 2024
6 min read
Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.
Table of Contents
Who is the The Blue Business® Plus Card from American Express for?
The combination of charging no annual fee with the ability to earn 2X points (on the first $50,000 spent annually) makes holding this American Express card a no-brainer for business owners, sole proprietors, or even gig workers.
The Blue Business® Plus Card from American Express Quick Facts
Here’s what you need to know about the Amex Blue Business Plus Card:
card_name
Annual fee: annual_fees(See Rates and Fees)
Foreign transaction fee: foreign_transaction_fee
Earning rate:
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Welcome offer: bonus_miles_full
Pros and cons
Pros:
- No annual fee
- Earns points in a very valuable transferable points currency
- Access to Amex transfer partners, including Delta, Air Canada, and British Airways
Cons:
- Double points earning caps at $50,000 annually, so this may not be the most rewarding for higher-spending businesses
- Cards that come with annual fees have higher welcome offers
Our take
The ability to earn 2X Amex points per $1 (on your first $50,000 in purchases each calendar year) with no annual fee makes this card a valuable addition to any entrepreneurs’ wallet.
The Blue Business® Plus Card from American Express Review
This card also comes with access to Amex Offers, a range of travel, shopping, and business-related time-limited perks you can add to your card. With an Amex Offer, you might receive statement credit or even additional Membership Rewards points. Terms apply, so you’ll want to make sure you meet the criteria for each Offer.
Earning points with The Blue Business® Plus Card from American Express
Earning points with this card is simple. You’ll earn:
- Earn 2X Membership Rewards® points on to the first $50,000 in purchases per year.
- After that, you’ll earn 1X point per dollar thereafter.
Want to earn more Amex points? Try stacking your purchases by using Rakuten. Read our guide for how to link Amex and Rakuten accounts.
Redeeming points with The Blue Business® Plus Card from American Express
The best way to use your points is by transferring them to American Express's network of airline partners. Redeeming your points with Amex transfer partners will allow you to get maximum value.
If you use this card strategically, the points earned from this card can help you top up the amount you may need to redeem for your next flight.
Welcome offer on The Blue Business® Plus Card from American Express
To be candid, that alone is not going to get you a free flight. But for a no annual fee card, that welcome offer is not too shabby.
The best way to use this welcome offer would be to round out the Amex points you might need to redeem for a free flight.
Alternatives to The Blue Business® Plus Card from American Express
How the cards compare | |
|---|---|
card_name | card_name |
| Annual fee | |
annual_fees | annual_fees (See Rates and Fees) |
| Foreign transaction fees | |
foreign_transaction_fee | foreign_transaction_fee |
| Earning rate | |
|
|
| Welcome offer | |
bonus_miles_full | bonus_miles_full |
| Our take | |
If you want to earn travel rewards on business purchases, this card is a great option. | A great cash back card for businesses. |
Ink Business Preferred Card vs. The Blue Business® Plus Card from American Express
The American Express Blue Business Cash™ Card vs. The Blue Business® Plus Card from American Express
Complementary cards to The Blue Business® Plus Card from American Express
The following are other Amex business cards. You could hold these cards along with the Amex Blue Business Plus Card and earn even more points:
The Business Platinum Card comes with a bevy of perks and statement credit, plus earns 5X points on flights. The American Express Business Gold Card has a bit of an unusual earning structure, but it allows you to earn 4X points on the two of six spending categories where your business spent the most in the past billing cycle.
Credit card type | Annual fee | Welcome offer | Earning rate |
|---|---|---|---|
card_name | annual_fees (See Rates and Fees) | bonus_miles_full |
|
card_name | annual_fees (See Rates and Fees) | bonus_miles_full |
|
card_name | annual_fees (See Rates and Fees) | bonus_miles_full |
|
Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.
See Rates and Fees for the card_name
See Rates and Fees for the card_name
See Rates and Fees for the card_name
See Rates and Fees for the card_name
Published March 21, 2024
Last updated March 21, 2024
Articles you might like
View All
Treat your travel to cheap flights
Most deals are 40-90% off normal prices with great itineraries from the best airlines. If it's not an amazing deal, we won't send it. Sign up for free to start getting flight alerts.